Index
SALES: (812) 299-4505
13350 S US Highway 41, Terre Haute, IN  47802
Contact Information

What should you do before financing a car?


Image

What should you do before financing a car?

Welcome to Terre Haute Auto, where the advantages of financing a used car for sale have never been more enticing! Imagine sliding into the driver's seat of a reliable vehicle that not only fits your budget but also enhances your lifestyle. By financing a used car with our car lot in Terre Haute, you can enjoy a wide selection of quality vehicles at affordable prices, lower monthly payments, and even the opportunity to improve your credit score. Plus, with our personalized, hassle-free approach to financing, we're dedicated to finding a solution that suits your unique needs and gets you on the road in no time. So why wait? Experience the benefits of financing your car at Terre Haute Auto today!

Before you zoom into the world of auto financing, there are a few essential steps you need to take to ensure you get the best possible deal on your dream car. After all, you don't want any speed bumps on your journey at our car lot in Terre Haute. So buckle up, and let's go through the checklist of what you need to do before diving into the auto financing process.

 

  • Know Your Credit Score: Get a copy of your credit report to understand where you stand financially. Lenders will use this information to determine your used car loan terms and interest rates. A higher credit score usually means better loan terms.

  • Set a Budget: Determine how much you can comfortably afford for monthly payments, insurance, and other car-related expenses. Stick to your budget to avoid potential financial pitfalls down the road.

  • Save for a Down Payment: The larger your down payment, the lower your monthly payments will be. Plus, a hefty down payment can improve your chances of getting approved for financing and scoring a better interest rate at our car lot in Terre Haute.

  • Shop Around: Don't settle for the first financing offer you get. Compare used car loan terms and interest rates from different lenders, including banks, credit unions, and online lenders. This can help you save money in the long run.

  • Pre-Approval: Consider getting pre-approved for a loan. It'll give you an idea of how much you can borrow and can speed up the financing process once you find the ideal used car for sale.

  • Know the Terms: Familiarize yourself with common auto financing terms, like APR, loan term, and principal. Understanding these concepts can help you make more informed decisions when reviewing loan offers.

  • Trade-In Value: If you plan on trading in your current car, research its value ahead of time. This can help you negotiate a fair trade-in deal and reduce the amount you need to finance. Play around with the auto loan calculator on our website to see how a trade-in affects your monthly payments.

 

With this checklist in hand, you'll be ready to navigate the auto financing process like a pro and find the perfect used car for sale that fits your budget and lifestyle. Let the adventures begin!

 

Page  1  2  3  4  5
Exterior: 
Black
Interior: 
Charcoal Black 
Mileage:
126,944
Engine:
4cyl, 1.5 L, 181 HP
Model #: 
P0H
VIN:
3FA6P0HD3FR147098
Stock #:
147098
  
$10,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Bluetooth, Remote Entry, Auto Climate ControlThis fwd used 2015 Ford Fusion SE features a Black (tuxedo Black) exterior with a Charcoal Black interior and has only 126,944 miles.INTERIOR OPTIONS: Rear Heat / AC, Dual Power Seats, Power...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
146,137
Engine:
6cyl, 3.6 L, 290 HP
Model #: 
WKJP74
VIN:
1C4RJFBG4FC887739
Stock #:
887739TH
  
$13,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Sunroof, Navigation, Htd Seats, Rear Camera, Bluetooth, Htd Wheel, Remote Start, Remote Entry, Auto Climate Control, Push Button StartThis 4x4 used 2015 Jeep Grand Cherokee Limited features a Brilliant Black Crystal Pearlcoat exterior with a Black...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
105,717
Engine:
4cyl, 2.4 L, 185 HP
Model #: 
53222
VIN:
5XXGT4L33HG155834
Stock #:
155834
  
$11,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Bluetooth, Sirius XM, Remote Entry, Auto Climate ControlThis fwd 2017 Kia Optima LX features a Ebony Black exterior with a Black interior and has only 105,717 miles.INTERIOR OPTIONS: Power Drivers Seat, CD Changer, Steering Wheel Audio...   Read More
Exterior: 
Black
Interior: 
Dark Atmosphere/Medium Ash Gra 
Mileage:
138,052
Engine:
4cyl, 2 L, 250 HP
Model #: 
1ZD69
VIN:
1G1ZF5SX3GF350980
Stock #:
350980
  
$11,900
DESIRABLE FEATURES: Include Rear Camera, Alloy Wheels, Bluetooth, Remote Start, Blind-Spot Monitor, Sirius XM, Remote Entry, Auto Climate Control, Push Button StartThis fwd used 2016 Chevrolet Malibu 2LT features a Mosaic Black Metallic exterior with a Dark Atmosphere/medium Ash Gra interior and...   Read More
Exterior: 
Gray
Interior: 
BLACK 
Mileage:
124,493
Engine:
4cyl, 1.4 L, 153 HP
Model #: 
1BT69
VIN:
1G1BE5SM8H7185367
Stock #:
185367TH
  
$10,900
DESIRABLE FEATURES: Include Alloy Wheels, Rear Camera, Bluetooth, Sirius XM, Remote Entry, Auto Climate ControlThis fwd used 2017 Chevrolet Cruze LT Auto features a Grey exterior with a Black interior and has only 124,493 miles.INTERIOR OPTIONS: Compass, Bucket Front Seats, Cabin Air Filter,...   Read More
Exterior: 
Blue
Interior: 
Dark Titanium 
Mileage:
193,070
Engine:
8cyl, 4.8 L, 302 HP
Model #: 
TK10543
VIN:
3GTP2UEA8BG398834
Stock #:
398834TH
  
$10,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Remote Entry, Auto Climate ControlThis 4x4 2011 GMC Sierra 1500 SL features a Storm Gray Metallic exterior with a Dark Titanium interior and has only 193,070 miles.INTERIOR OPTIONS: CD Changer, Air Conditioning, Illuminated entry, Rear Reading...   Read More
Exterior: 
Red
Interior: 
Medium Earth Gray 
Mileage:
146,236
Engine:
8cyl, 5 L, 385 HP
Model #: 
W1E
VIN:
1FTFW1EF4FKE92590
Stock #:
E92590
  
$19,900
DESIRABLE FEATURES: Include 4WD, Alloy Wheels, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 2015 Ford F-150 XLT features a Red (ruby Red Metallic Tinted Clearcoat) exterior with a Medium Earth Gray interior and has only 146,236 miles.INTERIOR OPTIONS: Adjustable Lumbar Seats, Compass,...   Read More
Exterior: 
Yellow
Interior: 
Black 
Mileage:
117,383
Engine:
8cyl, 6.4 L, 485 HP
Model #: 
LDDR48
VIN:
2C3CDXGJ2HH533150
Stock #:
533150
  
$29,900
DESIRABLE FEATURES: Include Htd Seats, Cooled Seats, Alloy Wheels, Sunroof, Rear Camera, Bluetooth, Remote Start, Htd Wheel, Blind-Spot Monitor, Sirius XM, Remote Entry, Push Button Start, Auto Climate ControlThis rwd 2017 Dodge Charger Daytona 392 RWD features a Yellow Jacket Clearcoat exterior...   Read More
Exterior: 
Blue
Interior: 
Black 
Mileage:
109,791
Engine:
8cyl, 5.7 L, 395 HP
Model #: 
DS6R98
VIN:
1C6RR7PT8FS532106
Stock #:
532106
  
$24,900
DESIRABLE FEATURES: Include 4WD, Cooled Seats, Navigation, Alloy Wheels, Htd Seats, Rear Camera, Adjustable Pedals, Bluetooth, Htd Wheel, Running Boards, Remote Start, Bed Liner Insert, Remote Entry, Push Button Start, Auto Climate ControlThis 4x4 used 2015 Ram 1500 Longhorn features a True Blue...   Read More
Exterior: 
Gold
Interior: 
Choccachino w/Cocoa Accents 
Mileage:
113,250
Engine:
6cyl, 3.6 L, 288 HP
Model #: 
4R14526
VIN:
5GAKRCKD2FJ387445
Stock #:
387445
  
$14,900
DESIRABLE FEATURES: Include Htd Seats, Cooled Seats, Dual-Moonroof, Sunroof, Alloy Wheels, Moon-Roof, Rear Camera, Navigation, Blind-Spot Monitor, Remote Start, Bluetooth, Htd Wheel, Remote Entry, 3rd Row Seat, Auto Climate ControlThis fwd 2015 Buick Enclave Premium features a Champagne Silver...   Read More
Page  1  2  3  4  5
View ArticlesSave ThisPrint ThisTell A Friend