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SALES: (812) 299-4505
13350 S US Highway 41, Terre Haute, IN  47802
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Don't Let Bad Credit Hold You Back: Your Guide to Getting a Car

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How To Get A Car With Bad Credit



This guide will equip you with the knowledge and steps you need to navigate buying a car with bad credit:



1. Credit & Loan Impact:



  • Understand credit scores and how loans affect them.

  • On-time payments improve your score, late payments hurt it.

  • A car loan can be a tool to rebuild your credit.



2. Building a Budget:



  • Decide how much you can afford to spend on a car.

  • Create a budget that factors in:


    • Vehicle cost

    • Registration fees

    • Maintenance

    • Fuel

    • Initial fees and taxes


  • This will help you narrow your search to used cars in your price range.



3. Finding Reputable Dealerships:



  • Look for dealerships with:


    • User-friendly websites

    • Diverse used car inventory

    • Vehicle history reports readily available

    • Positive customer reviews

    • Multiple contact methods (phone, email, online chat)




Terre Haute Auto Advantage:


We are a reputable bad credit dealership known for quality service. Our "buy here, pay here" program simplifies the car buying process by handling financing in-house.



4. Consider a Down Payment or Trade-In:


This reduces the loan amount, lowering interest rates and monthly payments.


We offer trade-in incentives that can sometimes be more beneficial than a down payment.



5. The Co-Signer Option:


A co-signer improves your loan eligibility and lowers interest rates by guaranteeing payments if you miss any. Choose a co-signer responsibly, such as a close friend or family member.



Ready to Get Started?


Terre Haute Auto is here to help you find the perfect used car, even with bad credit. Visit our website or contact us today!



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Exterior: 
Black
Interior: 
Diesel Gray/Black 
Mileage:
108,888
Engine:
6cyl, 3 L, 240 HP
Model #: 
DS6L98
VIN:
1C6RR7KM2FS524650
Stock #:
524650
  
$18,900
DESIRABLE FEATURES: Include 4WD, Rear Camera, Trailer Hitch, Bluetooth, Bed Liner Insert, Remote Entry, Auto Climate ControlThis 4x4 used 2015 Ram 1500 Tradesman features a Black Clearcoat exterior with a Diesel Gray/black interior and has only 108,888 miles.INTERIOR OPTIONS: Rear Heat / AC,...   Read More
Exterior: 
Gray
Interior: 
Black 
Mileage:
87,321
Engine:
6cyl, 3.8 L, 333 HP
Model #: 
C0352R65
VIN:
KMHHU6KJ3DU104797
Stock #:
104797
  
$12,900
DESIRABLE FEATURES: Include Navigation, Sunroof, Htd Seats, Bluetooth, Remote Entry, Auto Climate Control, Push Button StartThis rwd used 2013 Hyundai Genesis Coupe 3.8 R-SPEC features a Platinum Metallic exterior with a Black interior and has only 87,321 miles.INTERIOR OPTIONS: Compass, Power...   Read More
Exterior: 
Gray
Interior: 
Ash 
Mileage:
155,800
Engine:
4cyl, 2.5 L, 179 HP
Model #: 
2513
VIN:
4T1BF3EK6AU071728
Stock #:
071728
  
$7,995
DESIRABLE FEATURES: Include Sunroof, Bluetooth, Remote Entry, Auto Climate ControlThis fwd used 2010 Toyota Camry 4dr Sdn I4 features a Magnetic Gray Metallic exterior with a Ash interior and has only 155,800 miles.INTERIOR OPTIONS: Rear Heat / AC, Dual Power Seats, CD Changer, Steering Wheel...   Read More
Exterior: 
Silver
Interior: 
Stone 
Mileage:
163,876
Engine:
4cyl, 2.4 L, 160 HP
Model #: 
2513
VIN:
4T1BE32K05U623852
Stock #:
62352
  
$6,995
DESIRABLE FEATURES: Include Sunroof, Remote Entry, Auto Climate ControlThis fwd 2005 Toyota Camry STD features a Lunar Mist Metallic exterior with a Stone interior and has only 163,876 miles.INTERIOR OPTIONS: Rear Heat / AC, Compass, CD Changer, Power Drivers Seat, Illuminated entry, Steering...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
127,721
Engine:
6cyl, 3 L, 252 HP
Model #: 
4GG69
VIN:
1G4GD5EG4AF177098
Stock #:
101867
  
$7,995
DESIRABLE FEATURES: Include 4WD, Htd Seats, Remote Start, Bluetooth, Remote Entry, Auto Climate ControlThis awd used 2010 Buick LaCrosse CXL features a Black (carbon Black Metallic) exterior with a Ebony interior and has only 127,721 miles.INTERIOR OPTIONS: Rear Heat / AC, Dual Power Seats,...   Read More
Exterior: 
Black
Interior: 
Ebony 
Mileage:
130,190
Engine:
8cyl, 5.3 300 HP
Model #: 
TK10543
VIN:
3GTP2VE71DG169425
Stock #:
169425
  
$19,900
DESIRABLE FEATURES: Include 4WD, Rear Camera, Trailer Hitch, Adjustable Pedals, Remote Start, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 used 2013 GMC Sierra 1500 SLE features a Onyx Black exterior with a Ebony interior and has only 130,190 miles.INTERIOR OPTIONS: Power Drivers Seat,...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
96,978
Engine:
6cyl, 3 L, 240 HP
Model #: 
DS6S98
VIN:
1C6RR7MM2JS335681
Stock #:
335681
  
$31,900
DESIRABLE FEATURES: Include 4WD, Htd Seats, Bluetooth, Remote Entry, Sirius XM, Push Button Start, Auto Climate ControlThis 4x4 used 2018 Ram 1500 Sport features a Red exterior with a Black interior and has only 96,978 miles.INTERIOR OPTIONS: Rear Heat / AC, Power Drivers Seat, Compass, Steering...   Read More
Exterior: 
Brown
Interior: 
Dark Slate 
Mileage:
154,550
Engine:
8cyl, 5.7 L, 390 HP
Model #: 
DS6P98
VIN:
1C6RD7NT8CS227007
Stock #:
227007
  
$17,900
DESIRABLE FEATURES: Include 4WD, Navigation, Htd Seats, Rear Camera, Adjustable Pedals, Htd Wheel, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 used 2012 Ram 1500 Laramie features a Brown exterior with a Dark Slate interior and has only 154,550 miles.INTERIOR OPTIONS: Rear Heat / AC,...   Read More
Exterior: 
Black
Interior: 
Black 
Mileage:
117,108
Engine:
6cyl, 3.6 L, 287 HP
Model #: 
RUCR53
VIN:
2C4RC1FG7LR232971
Stock #:
232971
  
$19,900
DESIRABLE FEATURES: Include DVD, Rear Camera, Blind-Spot Monitor, Bluetooth, Remote Start, Sirius XM, Remote Entry, 3rd Row Seat, Auto Climate Control, Push Button StartThis fwd used 2020 Chrysler Pacifica Touring features a Brilliant Black Crystal Pearlcoat exterior with a Black interior and has...   Read More
Exterior: 
Red
Interior: 
Black 
Mileage:
63,876
Engine:
6cyl, 3.6 L, 285 HP
Model #: 
JKJM74
VIN:
1C4BJWDG0GL219968
Stock #:
219968
  
$21,900
DESIRABLE FEATURES: Include 4WD, Soft Top, Bluetooth, Remote Entry, Auto Climate ControlThis 4x4 2016 Jeep Wrangler Unlimited Sport features a Red exterior with a Black interior and has only 63,876 miles.INTERIOR OPTIONS: Compass, CD Changer, Air Conditioning, Auxiliary 12v Power Outlet,...   Read More
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